M&A Due Diligence Checklist: Complete Guide

A comprehensive checklist for conducting thorough due diligence on acquisition targets.

Simplif-i Team8 April 202615 min readM&A

M&A Due Diligence Checklist: Complete Guide

Due diligence is where deals are made or broken. This comprehensive checklist ensures you cover the critical areas.

Financial Due Diligence

Historical Performance

  • 3-5 years of audited financial statements
  • Monthly management accounts for recent periods
  • Revenue breakdown by customer, product, geography
  • Gross margin trends and drivers

Working Capital

  • Normalised working capital analysis
  • Seasonality patterns
  • Collection and payment terms

Debt and Liabilities

  • Existing debt facilities and terms
  • Off-balance sheet obligations
  • Contingent liabilities

Commercial Due Diligence

Market Position

  • Market size and growth trends
  • Competitive landscape
  • Customer concentration risk

Revenue Quality

  • Recurring vs one-time revenue
  • Contract terms and renewal rates
  • Pipeline and sales effectiveness

Operational Due Diligence

Technology

  • IT infrastructure assessment
  • Technical debt evaluation
  • Cybersecurity posture

People

  • Key person dependencies
  • Employment contracts and terms
  • Cultural assessment

Legal Due Diligence

Corporate Structure

  • Entity structure and ownership
  • Outstanding litigation
  • Regulatory compliance status

Contracts

  • Material contract review
  • Change of control provisions
  • IP ownership verification

Integration Planning

Due diligence isn't just about risk — it's about planning integration:

  • Synergy identification and validation
  • Integration complexity assessment
  • Day 1 readiness requirements

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